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The Russell Report

Made to be watched, not read. In the car, on a walk, or at your desk.
Vol. 26 · No. 11
November 2026 Edition
Nerra Russell, Realtor · Atlas Real Estate
The Headliner · Monthly Hello + Tip of the Month

Thank you for riding with me.

It's been a heavy season for my family, and y'all gave me grace through it. This one's a thank you, and a first look at the new Russell Report.

The short version, if you can't press play
1.
Thank you for being patient with me while my family grieved. Y'all showed up for me.
2.
I've moved my business to Atlas Real Estate. Same me, same number, same hustle.
3.
The Russell Report is now made to be watched. Tap any video box and press play.
Lender Lane

Applying for a home loan doesn't have to be scary.

With Mintae Lightbourn · NMLS #1907027

Mintae walks you through exactly what you need based on your situation, not some one-size-fits-all checklist. And no, you don't need perfect credit or your whole life figured out to start the conversation.

Credit Corner

Know your number before a lender does.

Holiday season is when the cards come out and the balances creep up. Before you swipe your way into January, take five minutes and look at your credit. Checking your own report does not hurt your score. Not once. Not ever.

And look for mistakes. A wrong late payment or a bill that isn't yours can cost you points, and points cost you money on a home loan.

This month's move
Pull all three of your reports for free at AnnualCreditReport.com. See something wrong? Dispute it with that bureau. Then keep your card balances under 30% of the limit through the holidays.
From Nerra's desk
Nerra's Spot of the Month

The Podium at Porsche River Oaks

Iced Pecan Pitstop and Focaccia Turbo at The Podium

My favorite coffee spot in the city. Sip a latte next to cars that cost more than a starter home. Soft life, no car note required.

My order
The Iced Pecan Pitstop (so delicious) and the Focaccia Turbo.
Check it out
We Got Food at Home · The Savings Section

Marry Me Salmon, because there is food at home

Watch the recipe
The Receipt
Eating out (family of 4)
~$120
Cooking it at home
~$40
Stays in your pocket
~$80
Savings tip of the month
Swap one restaurant night a month for this and that's almost $1,000 a year toward closing costs. Date night still counts if you light a candle.
What you need: salmon, heavy cream, sun-dried tomatoes, spinach, garlic, parmesan, asparagus, corn, butter and Cajun seasoning
Home Highlight

The Benefield at 2706 Cottage Park Dr, Sienna

Front of The Benefield at 2706 Cottage Park Dr See all the photos and details for this home
3
Beds
2.5
Baths
2,232
Sq Ft
$423K
Price

Why it made the paper: Brand new, ready now, and priced right there with the resale homes around it. Big kitchen island, a front study, and the builder is paying down rates on select homes that close by December 31.

Ask Nerra about this home See more homes
Built by David Weekley Homes. Price and availability as of Oct 24, 2026 and can change.